Long Term Care Planning
The biggest expense later in Retirement is the cost of Long-Term Care. This expense needs to recognized and properly funded to ensure a secure and comfortable care later in life.
The biggest expense later in Retirement is the cost of Long-Term Care. This expense needs to recognized and properly funded to ensure a secure and comfortable care later in life.
Annuities are Contracts backed* by the offering company to provide specified death benefits to a spouse or loved one. They can be used to secure death benefit payouts in spite of investment market fluctuations. *All contract guarantees and payout rates are subject to the claims-paying ability and financial strength of the issuing insurance company.
Annuities are Contracts backed* by the offering company to provide specified income benefits. They can be used to secure retirement income needs in spite of investment market fluctuations. *All contract guarantees and payout rates are subject to the claims-paying ability and financial strength of the issuing insurance company.
Life ands Disability Insurance is often used to protect a Business from failure due to the loss of a Business Owner, Partner, or Key Employee.
Life Insurance can also be used to create an inheritance for loved ones while not committing a large amount of funds that may be needed elsewhere in your Financial Plan.
Financial Plans are usually based on the continuing ability to earn money over time. What if this is disrupted by a death or disability of one of the wage earners in the household?
Available at age 65, but there are some choices to make about which plans are desired.
Along with rent or mortgage expenses, usually the largest family expense for the household.
We can help you make the most of what you have!